Thursday, September 27, 2007

The State Children's Health Insurance Program (SCHIP)

INVESTOR'S BUSINESS DAILY
Posted Wednesday, September 26, 2007 4:20 PM PT

The bill that would more than double current spending on children's health care to $60 billion over the next five years passed by a surprising 265 to 159 vote late Tuesday, with 45 GOP representatives in favor. Just a month ago, the bill could only muster support from a lonely five Republicans.

What happened? Did the GOP suddenly realize the merit of the bill, and have a change of heart? Hardly. They just feared being baited in next year's elections by Democratic challengers taunting them for being "anti-children."

As Democrat Charles Rangel of New York noted, when lawmakers go back to their districts, "the question is, were you with the kids or were you not?" Some Republicans won't have an answer.

Too bad. The only hope now is that President Bush will follow through on his threat to veto it. Because 290 votes would be needed to override a veto, it looks like he might succeed.

In doing so, Bush will be vilified and excoriated for being against children. But let's look at this bill without blinders, shall we?

As passed by the House, the State Children's Health Insurance Program, known as SCHIP, will create a major new middle-class entitlement even as we face looming national bankruptcy from our $50.5 trillion (yes, you read that number right) in planned spending under Social Security and Medicare.

Today, some 6.6 million kids are covered under SCHIP, at a cost of about $25 billion over five years. The new bill raises that to 9 million kids covered, at a cost of $60 billion. It pays for it with a 61-cent hike in the tobacco tax.

Sounds good, except that tax will hit the poor hardest. And those it helps are not poor. Under the new bill, families earning $83,000 a year could be eligible. If this bill were targeted at the poor, President Bush and the Republicans wouldn't oppose it. But it isn't. It's a new, radically expanded middle-class entitlement.

That, by the way, includes families like the Siravos of New Jersey, profiled recently by Bloomberg News. The Siravos earn $56,000 a year, own their own home and drive two used cars. They also pay $9,000 a year to send their only child to a private school.

Yes, things are a bit tight for the Siravos, as with many American families. But should the working poor subsidize health care for the Siravos and other middle-class families?

And should those who, unlike the Siravos, send their kids to public schools but buy health insurance, now do the opposite?

That's the problem — SCHIP's expansion sets up perverse incentives, such as encouraging those with private insurance to dump it in favor of subsidized care. This isn't just talk. According to health care economists David Cutler and Jonathan Gruber, for every 10 children enrolled in SCHIP, six drop their private insurance.

There are other problems. For instance, far from being "about the children," SCHIP already covers 670,000 adults. The new law will increase that. Thanks to loopholes, illegal aliens are eligible too.

Add it all up, and SCHIP's costs will be much, much higher than the $60 billion forecast — just as happened with Medicare.

Ironically, a Republican-controlled Congress created SCHIP in 1997 to help the poor — those up to 200% of the poverty level.

But Democrats, along with many state governors, now want to expand that to up to 400% of the poverty rate — or $83,000 for a family of four. That's upper-middle-class, not poor.

This is a very bad, very cynical bill, disguised as an effort to help children. If it becomes law, spending will soar and we will have taken another foolish step down the road to a poorly run, expensive and inefficient nationalized health care system.

President Bush would be right to veto it.
Albert Einstein

once said, "Insanity is when you think that by doing more of what you are already doing you can get a different outcome."
Several years ago....

we had an Intern who was none too swift. One day she was typing and turned to a secretary and said, “I’m almost out of typing paper. What do I do?”

“Just use copier machine paper,” the secretary told her. With that, the intern took her last remaining blank piece of paper, put it on the photocopier and proceeded to make five “blank” copies.
A lady at work ....

was seen putting a credit card into her floppy drive and pulling it out very quickly. When I inquired as to what she was doing, she said she was shopping on the Internet and they kept asking for a credit card number, so she was using the ATM “thingy.”

Wednesday, September 26, 2007

Albert Einstein

Few people remember that the Nobel Prize winner married his cousin, Elsa Loewenthal, after his first marriage dissolved in 1919. He stated that he was attracted to Elsa because she was well endowed.

He postulated that if you are attracted to women with large breasts, the attraction is stronger if there is a DNA connection.

This came to be known as Einstein's Theory of Relative Titty.

Oh, be quiet. I didn't write this, I just copied it.
Cherokee Right of Passage

Do you know the legend of the Cherokee Indian youth's rite of passage? His father takes him into the forest, blindfolds him and leaves him alone.

He is required to sit on a stump the whole night and not remove the blindfold until the rays of the morning sun shine through it. He cannot cry out for help to anyone. Once he survives the night, he is a MAN. He cannot tell the other boys of this experience, because each lad must come into manhood on his own.

The boy is naturally terrified. He can hear all kinds of noises. Wild beasts must surely be all around him. Maybe even some human might do him harm. The wind blew the grass and earth, and shook his stump, but he sat stoically, never removing the blindfold. It would be the only way he could become a man!

Finally, after a horrific night the sun appeared and he removed his blindfold. It was then that he discovered his father sitting on the stump next to him. He had been at watch the entire night, protecting his son from harm.

We, too, are never alone. Even when we don't know it, our Heavenly Father is watching over us, sitting on the stump beside us. When trouble comes, all we have to do is reach out to Him.
Children


A group of kindergartners were trying very hard to become accustomed to the first grade.

The biggest hurdle they faced was that the teacher insisted on NO baby talk!

"You need to use 'Big People' words," she was always reminding them.

She asked Chris what he had done over the weekend.

"I went to visit my Nana."

"No, you went to visit your GRANDMOTHER. Use Big People words!"

She then asked Mitchell what he had done. "I took a ride on a choo choo."

She said "No, you took a ride on a TRAIN. You must remember to use "Big People words."

She then asked little Alec what he had done.

"I read a book," he replied.

"That's WONDERFUL!" the teacher said. "What book did you read?"

(I love this)

Alec thought real hard about it, then puffed out his chest with great pride, and said........ .....





"Winnie the SHIT."

Southern Blonde Wins Big At Dice Game!

Two bored casino dealers are waiting at the crap table. A very attractive blonde woman from Alabama arrived ....and bet twenty-thousand dollars ($20,000) on a single roll of the dice.

She said, "I hope you don`t mind, but I feel much luckier when I play topless." With that, she stripped to the waist; rolled the dice; and yelled, "Come on, baby.... Southern Girl needs new clothes!"

As the dice came to a stop, she jumped up-and-down. . And squealed... "YES! YES! I WON! I WON!" She hugged each of the dealers... And then picked up her winnings and her clothes, and quickly departed. The dealers stared a each other dumfounded.

Finally, one of them asked, "What did she roll?" The other answered, "I don`t know... I thought you were watching."

Moral --- Not all Southerners are stupid. Not all blondes are dumb. But, all men..... Are men.
Golf Between the Catholics and Jews

Shortly after the Pope had apologized to the Jewish people for the treatment of Jews by the Catholic Church over the years, Ariel Sharon, then Prime Minister of Israel, sent a proposal to the College of Cardinals for a friendly game of golf to be played between the two leaders, or their representatives, to demonstrate the friendship and ecumenical spirit shared by the Catholics and the Jews.

The Pope met his College of Cardinals to discuss the proposal. 'Your Holiness' said one of the Cardinals, 'Mr. Sharon wants to challenge you to a game of golf to show that you are old and unable to compete. I am afraid that this would tarnish our image in the world'.

The Pope thought about this and, since he had never held a golf club in his life, asked, 'Don't we have a Cardinal to represent me?' 'None who plays golf very well,' a Cardinal replied. 'But there is a man named Jack Nicklaus, an American golfer, who is a devout Catholic. We could offer to make him a Cardinal, and then ask him to play Mr. Sharon as your personal representative. In addition to showing our spirit of co-operation, we will also win the match.'

Everyone agreed that this was a great idea. The call was made. Of course, Nicklaus was honored and he agreed to play as a representative of the Pope. The day after the match, Nicklaus reported to the Vatican to inform the Pope of the result. 'This is Cardinal Nicklaus. I have some good news and some bad news, Your Holiness,' said the golfer.

'Tell me the good news, Cardinal Nicklaus, 'said the Pope.

'Well, Your Holiness, I don't like to brag, but even though I have played some pretty terrific rounds of golf in my life, this was the best I have ever played, by far. I must have been inspired from above. My drives were long and true, my irons were accurate and purposeful, and my putting was perfect. With all due respect, my play was truly miraculous.'

'How can there be bad news?' the Pope asked.

Nicklaus sighed, 'I lost by three strokes to Rabbi Tiger Woods.'

Sunday, September 23, 2007

A Great Senior Moment

A very self-important college freshman was attending a recent football game. He took it upon himself to explain to a senior citizen sitting next to him why it was impossible for the older generation to understand his generation.

"You grew up in a different world, actually an almost primitive one," the student said, loud enough for many of those nearby to hear. "The young people of today grew up with television, jet planes, space travel, man walking on the moon, our spaceships have visited Mars. We have nuclear energy, electric and hydrogen cars, computers with light-speed processing, and....," pausing to take another drink of beer.

The Senior took advantage of the break in the student's litany and said, "You're right, son. We didn't have those things when we were young........so we invented them. Now, you arrogant little sh*****d, what are you doing for the next generation?"

The applause was deafening.

I just love senior citizens!!!
Fake vs. Real Friends
FAKE FRIENDS: Never ask for food.
REAL FRIENDS: Are the reason you have no food.

FAKE FRIENDS: Call your parents Mr / Mrs
REAL FRIENDS: Call your parents DAD/MOM

FAKE FRIENDS: Bail you out of jail and tell you what you did was wrong
REAL FRIENDS: Would sit next to you saying, 'Dawg ... we screwed up... but that was fun!'

FAKE FRIENDS: Have never seen you cry
REAL FRIENDS: Cry with you

FAKE FRIENDS: Borrow your stuff for a few days then give it back
REAL FRIENDS: Keep your stuff so long they forget it's yours

FAKE FRIENDS: Know a few things about you
REAL FRIENDS: Could write a book about you with direct quotes from you

FAKE FRIENDS: Will leave you behind if that is what the crowd is doing
REAL FRIENDS: Will kick the whole crowds butt that left you

FAKE FRIENDS: Would knock on your front door
REAL FRIENDS: Walk right in and say 'I'M HOME!'

FAKE FRIENDS: Are for awhile
REAL FRIENDS: Are for life

FAKE FRIENDS: will talk bad to the person who talks bad about you
REAL FRIENDS: Will knock the person out that talked bad about you
Medical Distinction

We've all heard about people having guts or balls. But do you really know the difference between them? In an effort to keep you informed, the definition for each is listed below...

GUTS - Is arriving home late after a night out with the guys, being met by your wife with a broom, and having the guts to ask: "Are you still cleaning, or are you flying somewhere?"

BALLS - Is coming home late after a night out with the guys, smelling of perfume and beer, lipstick on your collar, slapping your wife on the butt and having the balls to say: "You're next."

I hope this clears up any confusion on the definitions. Medically speaking, there is no difference in the outcome, since both ultimately result in death!
Texas Cowboy

A Texas cowboy walked into a drug store and asked to talk to a male pharmacist. The elderly woman he was talking to said that she was the pharmacist and as she and her also widowed elderly sister owned the store, there were no males employed there. She then asked if she could help the gentleman.

The cowpoke said that it was something that he would be much more comfortable discussing with a male pharmacist.

The female pharmacist assured him that she was completely professional and whatever it was that he needed to discuss, he could be confident that she would treat him with the highest level of professionalism.

The old bronco-buster agreed and began by saying, "This is tough for me to discuss, but I have a permanent erection. It causes me a lot of problems and severe embarrassment, and I was wondering what you could give me for it."

The pharmacist said, "Just a minute, I'll go talk to my sister. When she returned, she said, "We discussed it at length and the absolute best we can do is, 1/3 ownership in the store, a company car, and $3,000 a month plus living expenses.